That Girl Meets; Raneisha 'Miss Classy' Toombs

 By Natasha Lee

Raneisha “Ms. Classy” Toombs comes from humble beginnings. She is the daughter of a Jamaican immigrant and ex-sheriff. As a United States Air Force veteran, owner of the clothing line “Just Southern Royalty” and hair company “Fairy-Tails Extensions”, Raneisha saw the need for credit guidance and built her own credit repair company “Classy Credit LLC”. She has devoted her life to helping others achieve their life dreams through credit and financial literacy. She is an entrepreneur business owner, life coach, veteran and philanthropist.

What has your journey been like so far as a Female CEO?

Raneisha "Ms. Classy" Toombs: My journey as a Female CEO has been the most beautiful battle of my life. Every day that I wake up I have to work ten times harder and be twenty times better. There is this misconception that women are inferior to men in the business world. I am an example of the unmatchable qualities that a female possesses.

What do you enjoy most about being an entrepreneur?

Raneisha "Ms. Classy" Toombs: I enjoy creating my own legacy. The number of people that love, trust and support me is amazing! There is so much power in a name.

During these unprecedented times, why do you think credit repair is vital?

Raneisha "Ms. Classy" Toombs: There are a lot of people who are without a job and struggling to provide for their family. Credit repair is vital at this moment because credit can give you the breathing room that you need to feed your family. Credit is way more valuable than money. Money runs out, but credit is revolving and can make you wealthy beyond your dreams.

What feedback do you receive from your clients?

Raneisha "Ms. Classy" Toombs: My clients are always telling me that I am their motivation, how much they trust me and my teachings, and that they look up to me.

What do you think are some misconceptions of repairing credit?

Raneisha "Ms. Classy" Toombs: That it takes a long time to repair your credit and that settling/paying your collection accounts will cause it to be removed from your credit report.

What makes “Classy Credit LLC” unique?

Raneisha "Ms. Classy" Toombs: I never have repeat customers for the same service. Not only do I repair my clients’ credit, but I also teach them the fundamentals and secrets of maintaining excellent credit so that they never are back in the same situation that led them to me. I also increase my clients’ net worth by teaching them how to use their credit and create multiple streams of income. 

What other endeavours are you currently involved in?

Raneisha "Ms. Classy" Toombs: I have a university named "Classy University", a home decor YouTube series, a clothing collection and a party rental business. 

What impact do you intend to make through your business?

Raneisha "Ms. Classy" Toombs: Generational wealth! I teach the secrets of credit, finance and wealth with the hope that it will be applied as directed and then shared with others.

What advice would you have for those who aspire to achieve their financial goals?

Raneisha "Ms. Classy" Toombs: Write down your goals, create a plan, fix your credit, and GO FOR IT!

For more information, please visit http://www.classycreditllc.com/

Photo Credit: Lifestyle Images ATL

Natasha Lee is a visionary, entrepreneur and advocate for all things SHE led. She has built businesses, raised a family and worked alongside some of the most inspirational women globally.

Her #ThatGirl brand is all about strong female leadership, and she wears what she preaches! Have you seen the red lipstick cute T-shirts?! From an early age (She was an 8-year-old DIVA) to the present day, she worked toward her dreams. Natasha doesn't allow anything to hold her back. You can read all about her journey to becoming That Girl here and if you want to ask her any questions drop into The Community